204991 Resource 78777 78860 1071 1211814355558 1215811409785 Controlled Commercial Real Estate Loan Size Matters Match Your Commercial Real Estate Loan to the Size of the Lender <p>If you&nbsp; need a large commercial real estate loan, go to a large bank.&nbsp; If you need a small commercial real estate loan, go to a small bank.<br /><br />Banks are not allowed to make commercial real estate loans that are too large compared to the amount of their capital.&nbsp; The regulators don't want them to put all of their eggs into just one basket.&nbsp; For example, if a small, local bank has just $200 million in capital, the regulators certainly don't want this little bank making a $100 million commercial construction loan.<br /><br />On the other hand, the huge banks, like Deutsche Bank, JP Morgan Chase, and Credit Suise usually don't want to mess with tiny commercial real estate loans.&nbsp; These huge banks have tens of billions of dollars in capital.&nbsp; They don't want to mess with little $200,000 deals.&nbsp; Instead, they want $200 million deals.<br /><br />So as you are shopping your commercial real estate loan, try to size your lender to the size of the deal in hand.&nbsp; If you have a medium size deal - say $2 million - then maybe you should apply to some medium-sized regional bank that has 40 or so branches over two or three states.&nbsp; If you have a tiny deal, look for the tiny First National Bank of the Northeast Corner of St. Louis.<br /><br />You can also find lots of commercial real estate lenders of the perfect size using <a title="Apply to 750 commercial real estate lenders using one simple mini-app." href="http://www.c-loans.com/onlineapp">C-Loans.com</a>.<br /></p> 9 application/xml false commercial financing commercial lender commercial lenders commercial loan commercial loans commercial mortgage commercial real estate financing commercial real estate loan commercial real estate loans C-Loans Commercial Real Estate Loan Center Apply for a Commercial Real Estate Loan to 750 Commercial Lenders http://www.c-loans.com/onlineapp Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 5.1; .NET CLR 1.0.3705; .NET CLR 1.1.4322; Media Center PC 4.0) 127.0.0.1 127.0.0.1 johngaudio 67.190.87.246 false true false false true 198508 false false true false false false true 78777 blog blogsite/CLoans/web