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        <Description>&lt;p&gt;Almost every day I see new commercial loan agents with commercial loan requests where they want to get&amp;nbsp;90% or 100% LTV financing because the buyer is&amp;nbsp;buying the property for less than market.&amp;nbsp; They are &lt;em&gt;dreaming!&lt;/em&gt;&amp;nbsp; If a seller can&amp;nbsp;get $1,000,000 for his commercial property, he is NOT going to sell it for $800,000.&amp;nbsp; &amp;nbsp;&lt;/p&gt;&lt;p&gt;As far as 99.999% of all commercial lenders are concerned, the purchase price is the best indication of the fair market value of the commercial property.&amp;nbsp; Your commercial loan will be based on the lower of the two - purchase price or appraisal.&lt;/p&gt;</Description>
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