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        <Summary>Are Loans on Fourplexes Considered Commercial Loans?</Summary>
        <Description>&lt;p&gt;Fannie Mae and Freddie Mac will buy loans on homes, duplexes, triplexes, and fourplexes.&amp;nbsp; These loans are referred to as one-to-four family dwellings.&amp;nbsp; Loans on one-to-four family dwellings are usually &lt;span style="FONT-WEIGHT: bold; FONT-STYLE: italic"&gt;not&lt;/span&gt; considered to be commercial loans.&lt;br /&gt;&lt;br /&gt;However, if an apartment building has five or more units, a loan on such a property is usually considered to be a commercial loan.&lt;br /&gt;&lt;br /&gt;The terms &amp;quot;commercial loans&amp;quot; and &amp;quot;major loans&amp;quot; are often used interchangeably by banks.&amp;nbsp; The same loan officers who make the commercial loans for the bank also make the major loans.&amp;nbsp; Major loans includes not only commercial loans, but also land development loans and residential subdivision construction loans.&lt;br /&gt;&lt;br /&gt;You can find hundreds of banks hungry to make commercial loans, land development loans, and residential subdivision construction loans on C-Loans. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;/p&gt;</Description>
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